Mortgage AI moves from “Faster” to “Smarter” for UAE homebuyers in 2026

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AI-powered PropTech and mortgage platforms, are projected to grow to approximately $837.5 million in 2026 in the UAE, forecasted to reach approximately $1.55 billion by 2030

Dubai, UAE: As artificial intelligence adoption accelerates across the UAE’s real estate and financial services sectors, 2026 is set to mark a clear shift in how mortgage technology is used, moving from simply speeding up processes to delivering smarter, more informed financing decisions for homebuyers. Rather than focusing solely on faster approvals, the next phase of AI adoption is centred on improving application quality, reducing friction, and giving buyers greater clarity much earlier in the home-buying journey.

This evolution is unfolding as AI becomes increasingly embedded across property and lending workflows. The UAE real estate technology market, which includes AI-powered PropTech and mortgage platforms, is projected to grow from $717 million in 2025 to approximately $837.5 million in 2026, representing a year-on-year growth of around 17.6%[1]. At the same time, the global AI-driven real estate market is forecast to expand nearly fivefold by 2029, highlighting how intelligent tools are rapidly reshaping property transactions worldwide.

Original source: Zawya